My name is Joseph Edward but most people call me Joe.  I am not sure how you landed on Smart Money Focus, but if you are like me you are probably trying to understand how to create wealth.  I have been creating wealth in pursuit of financial freedom for 20+ years.  I am happy to say that I am well on my way and relative to a lot of people I have achieved it!

Let me tell you a bit about myself.   I am married with 3 children and I am financially successful, although I am not a millionaire.  I have a simple philosophy that has helped me accumulate money and set up a positive experience on accumulating wealth.

I believe the right focus on the following five areas are a way to financial independence:

  • Maximize Career
  • Save, Save, Save
  • Debt Free Living
  • Invest, Invest, Invest
  • Create Multiple Streams of Income

That’s it; that is my philosophy and it has worked for me.  Let me tell you how this has produced results that allow me not to live paycheck to paycheck:

  • Maximize Career – 6 figure income, lived and traveled in Asia, Europe, North America and South America
  • Save, Save, Save – Family is on a budget and we find fun and creative ways to save
  • Debt Free Living – No mortgage, no car payment, no credit card bills
  • Invest, Invest, Invest – on track to be a multimillionaire by the time I retire, early
  • Create Alternate Income Streams – My Wife and I owned a forwarding business

I started Smart Money Focus to help others achieve their own paths to financial independence.  I will share many of my strategies to help you achieve what I have done.

To your success,

Joe Edward