TRUTH in Lending

When my husband and I bought our new house, one of the plethora of documents we had to review and sign was the Truth in Lending statement from our mortgage company. The document basically ensures that you – the borrower – know exactly what you’re getting from your deal with the bank – the lender.… Continue Reading

What I Do With Fun Money

My husband and I give ourselves about 2.5% of our income every month to just use for fun.  Fun money keeps us from over-analyzing doing or buying the things that we occasionally splurge on.  For my hubby, that’s usually game related in some way.  Here is what I do with fun money: Fun Money Ideas… Continue Reading

Selling Our House… In Hindsight

It’s the nagging doubt that’s plagued me ever since we signed our names on the dotted line and said goodbye to our first home: was selling our house a good deal? After all, even though we’d lived in the home for seven years and put on an addition, we still took a loss on its sale…… Continue Reading

Convenience vs. Cost

There was a time – not so long ago – when I’d do anything to save a buck. Drive to the far side of town to pump the cheapest gas into my SUV’s tank? Absolutely. Choose to shop at the grocery store that was a few miles farther down the road to take advantage of their… Continue Reading

My Dumbest Debt Decision Ever

A while ago, I told you about my dumbest investment decision ever – now, I’m going to open the vault of stupidity and tell you about my worst debt decision ever. After all, what better place to talk about dumb money moves than on a blog that’s about how to intelligently manage your money? The… Continue Reading

Am I Really Saving Money? My XM Radio

Each year, I get an invoice from XM, the satellite radio company with whom I’ve had a subscription – one of my few admitted luxuries – since buying my car in 2009; a three-month subscription came complimentary with the vehicle. Each year, that invoice charges me a couple hundred dollars for the next year’s worth… Continue Reading

How To Haggle Part One: Time Warner Cable Customer Service

By day, I am a mild-mannered, work-at-home mother of two. By night, I turn into Mega-Bitch, defender of discounts and fighter for customer service justice. This is the story of how I defeated one of the country’s biggest telecom giants, vanquishing my monthly cable and Internet bill for six months in the process. In The… Continue Reading

Budgeting for online gambling

Gambling can be addictive, and can have a negative impact on your finances. There, we’ve got the negative out of the way, and can move on with the positive – how to budget for online gambling so that you can have a good time and not go broke. Online gaming should be treated like any… Continue Reading

Trust and Communication

I read a Yahoo article recently that struck me the wrong way.  I’m sure the author meant it to be a positive piece to encourage people, but that’s not how I took it.  In the article, the wife says that she had kept a secret savings account from her husband and that she’s glad she… Continue Reading

Could your next house be a money pit?

When it comes to buying property the last thing you usually want to do is to have to spend on it as soon as you move in, especially if you are a first time buyer. As a general rule, home buyers want a property to be ready just to live in, and don’t want to… Continue Reading